Making a real Difference
African Community Development Foundation
Supporting rural communities in Kenya
through micro-finance for agricultural, business and home ownership
To bring Financial Services to grassroots for structural
To support and empower Families, Women and Youth help themselves out of poverty by providing them with the opportunity to start small or expand their self-sustainable businesses, Micro-enterprise, create employment and wealth, own a home and other appreciating assets so that they can enjoy better, secure, and satisfying lives.
FOCUS: Reduce Poverty, Disparity, Vulnerabilities and Inequality by promoting Equity in Resource Distribution.
Read our Introductory Brief.
We believe that the transformation of communities we live in by tapping member’s potentiality is the only path to self-sufficiency, self-reliance, economic growth, sustainable development and good standard of living. We believe in people’s potential and homegrown solutions for Kenyans by Kenyans. Our core values include:
· Team Work
· Credible Services
· Networking--Working with others
· Uphold The Dignity Of Families and Women
· Responsive to our Members and Change.
· Integrity, Diversity
· Commitment to Learning, connectivity, Innovation and Excellence.
· Mutual Respect, Human Dignity, Equity, For Each Other
· Learning And Innovation
We do all these through honesty in our operations, Appropriate product design and delivery, Prevention of over-indebtedness, Responsible and Responsive pricing, Fair and respectful treatment of clients, Privacy of client data, Mechanisms for complaint resolution, transparency and accountability, integrity and respect for all without bias.
OUR OBJECTIVE is to promote sustainable urban and rural development and adequate shelter through Financial Education and Microfinance. To create, broaden and deepen a diversified supply side of financial services and build the financial capacity of the poor Kenyan communities in particular women and youth who have limited access to financial services and lack awareness of different financial products. Increase availability of medium to long term financing for the poor in underserved regions.
AIM: Giving Kenyans hope and a future. To achieve the Vision, Mission and Objectives of ACDF by providing Savings Programmes, effective Micro credit inter-mediation and economic empowerment through business support for remote communities. To Reduce Wealth Disparity, alleviate poverty and make a greater positive social impact by improving the lives of the poor through home acquisition, starting, manage and grow their businesses and promoting micro enterprise. We shall build local institutions and increased access to Financial Services by the rural and urban poor and other under-served customer groups. In this way, we shall gradually integrate the financial needs of poor people into a country's mainstream financial system. At the same time increase access to Financial Services to the rural and urban poor and other under-served groups.
GOAL: Providing financial services for acquisition of adequate shelter for all and sustainable businesses.
IMPACT: Home ownership, increase in household and personal incomes, improve lives and sustainable livelihoods of poor communities in Kenya hence sustainable development.
Entrepreneurship: Direct support of small businesses and producer organisations active in fair trade and organic food across.
Housing: Support our clients renovate and acquire affordable housing.
Empowerment: Since we believe that direct poverty reduction, increases women’s capacities to provide for their basic needs by themselves we provide products, services, small loans and other financial tools for self-empowerment, skills trainings that empower urban and rural poor Families, Women and Youth socially and financially for sustainable development.
Target Groups: Our Small-scale Financial Services are for those who are excluded from the formal financial system, usually the poor in the informal sector (Jua Kali), household-based activities, Small and Medium businesses.
We recognize our responsibility in managing the diverse interests of our stakeholders. We celebrate the richness of diversity in human personality, culture and contribution. We respect the dignity of people, uniqueness and intrinsic worth of every customer and communities we serve, the donors, our staff and their families, boards and business partners. We are faithful to the purpose for which the resources (from donors and customers) are given, and manage them in a manner that brings maximum benefit to the rural and urban rural communities that we serve. We are partners with the rural and urban rural communities that we serve and with donors and financial institutions. We pursue relationships with the Government, municipalities and civil society organisations investors, and communities around us and desire mutual participation. We are responsive to the deep-seated and often complex economic deprivation calls for sustainable and long-term economic empowerment including innovation, new and unusual opportunities to meet customer demands..
ACDF exists to empower people economically while ensuring that those who live in poverty, particularly vulnerable Families and Women and children, are served in body, mind, and spirit. The springboard of ACDF is compassionate micro-finance lending that includes a range of support services for its members through multiple local programs in strategic rural and urban areas of Kenya, and will eventually spread to other countries in Africa by 2025.